Here are some coupons I am loving right now:
Zantac $5 off hit back and print 2(page 3)-Walmart sells the 8 ct. for about $4 so you get $1 overage!
I end up with a lot of FREE medication using my coupons, most of which we don't use. My grandparents, like most elderly people are on a set income and take a lot of medications so I pass them on to them, for which they are extremely thankful. So if any of my friends aren't going to use this coupon can you print it off for me so I can give my grandparents more?
$3 off Planters Nuts-
#2 Nut Coupon
#3 Nut Coupon
Take them to Walmart and get the nuts for FREE. You do have to buy 3 other Kraft products but this is a great time to use all your Kraft coupons or buy something cheap. I think I will stock up on some pudding-my kids love to finger paint with it.
Sunday, July 6, 2008
Saturday, July 5, 2008
Freegan
I had a great conversation with a girl at work the other day. I think this girl could be my long lost sister because we had a lot of the same views. She was raised in another country and we were talking about all the waste in America. I have been to Mexico, Philippines, Guatemala, Africa and I have seen horrible poverty. I have seen people dying because of starvation. Let me tell you this forever changes you. It is hard to come back to America and see all the waste.
We were talking about how we would consider the freegan lifestyle except my husband would leave me if I ever did. To his credit, this man has put up with a lot of my against the cultural norm ideas but this is where he is drawing the line. Now men usually die before women so I have thought if this happens to me, I may just do this. (I am saying this with some of my dry humor although I actually have thought about it).
I know many of you are not up to the freegan lifestyle and I myself am not up for losing the love of my life but you can live with this mind set on a smaller scale. Think about things before you buy them. Do you really NEED it? What are you giving up by buying these things because you ARE giving up something. Maybe it is you have to work more and are then giving up time with your family. Maybe you are giving up saving for your child's education. Maybe you are giving up the joy of donating to someone who is trully in need. Don't just spend your money-tell it where to go based on what you hold in high regard.
Unfrugal
Inspired by Northern Cheapskates post, I have decide to do my own post about unfrugal things I do. Life is all about choices. While I usually am pretty frugal, there are some things I splurge on.
Scrapbooking- I love scrapbooking. I think it will be great for my kids to be able to look back some day and have all our memories preserved. Anyone who is a scrapbooker knowns it can be expensive but I think it is really worth it.
Shoes While I don't spend much money on clothes I think good shoes are a must. When I find shoes that fit good, I am a very loyal customer. Danskos are the only shoes I buy for work. Since I am on my feet a lot at work I am willing to pay the extra money for good shoes. I also love Crocs for my kids, although thankfully they have recently come out with some knock-off Crocs that fit just as good.
Buying Organic Meat Being healthy is more important to me than saving money so I am willing to pay more for Organic meat. A good way to save though is buy a part of a cow from a local farmer. We buy 1/4 of a cow about every six months. While it is more expensive than buying cheap meat at the store, I feel it is worth it to know that the meat I am feeding my families is not pumped full of antibiotics or fed blood meal (which causes mad cow disease).
Buying Organic Produce Along the same lines, I try to buy a large majority of our fruits and veggies organic because again, healthy food is a priority for me.
Eating Out This is our biggest budget-blower temptation. The Man and I love to eat out and if we aren't careful we can completely blow our budget. We have recently committed to only eating out one meal a week.
It is okay to do some unfrugal things as long as you are still spending less than you are making and you adjust your budget and spend less on something else.
What are the unfrugal things you do? Are they worth it to you? How do you adjust your budget to make it all balance?
Scrapbooking- I love scrapbooking. I think it will be great for my kids to be able to look back some day and have all our memories preserved. Anyone who is a scrapbooker knowns it can be expensive but I think it is really worth it.
Shoes While I don't spend much money on clothes I think good shoes are a must. When I find shoes that fit good, I am a very loyal customer. Danskos are the only shoes I buy for work. Since I am on my feet a lot at work I am willing to pay the extra money for good shoes. I also love Crocs for my kids, although thankfully they have recently come out with some knock-off Crocs that fit just as good.
Buying Organic Meat Being healthy is more important to me than saving money so I am willing to pay more for Organic meat. A good way to save though is buy a part of a cow from a local farmer. We buy 1/4 of a cow about every six months. While it is more expensive than buying cheap meat at the store, I feel it is worth it to know that the meat I am feeding my families is not pumped full of antibiotics or fed blood meal (which causes mad cow disease).
Buying Organic Produce Along the same lines, I try to buy a large majority of our fruits and veggies organic because again, healthy food is a priority for me.
Eating Out This is our biggest budget-blower temptation. The Man and I love to eat out and if we aren't careful we can completely blow our budget. We have recently committed to only eating out one meal a week.
It is okay to do some unfrugal things as long as you are still spending less than you are making and you adjust your budget and spend less on something else.
What are the unfrugal things you do? Are they worth it to you? How do you adjust your budget to make it all balance?
Friday, July 4, 2008
Crazy Coupon Lady
My good friend informed me last night that I am now know as the crazy coupon lady. It is true; I've drank the cool-aid. I am so SICK of being in debt that I've taken drastic measures. I have found that, unfortunately in our culture it is very weird to be frugal and live debt free. I have saved so much money with coupons so I am a bit over the top. There are a couple misnomers about coupons however. First: Is couponing for everyone? NO. Second: Will couponing help everyone financially? No.
First off, not everyone should coupon. If you are a person that despises couponing, it is probably not for you. For me I love it. It is a game for me to see how cheap I can get things. Also to be REALLY great with coupons you need to be organized. If you are not a organized person you probably won't do that well with coupons. Lastly, if you work full time or are already feeling overwhelmed by the amount of stuff going on in your life, you might not want to coupon.
Second: Will couponing help everyone financially? You NEED to have your monthly budget WRITTEN down. If you are not sure how to do this or just want to learn some great financial tips I'd recommend going through Financial Peace University. Look at the things that you are spending too much money on. For us it was groceries and eating out. Yours might be different. Maybe you a driving a car you can't afford (if you are making payments and aren't close to paying it off-you can't afford it), maybe you are using your credit card to pay for vacations you can't afford, maybe you spend too much on clothes. You need to look at your own finances and decide where you need to cut. If you use coupons and then turn around and charge up your credit card for a pair of shoes, then it hasn't done you much good.
Saving money on groceries is only a small part of your financial situation. You need to know where your money is going each month and then cute the areas you think are excessive.
So with all that being said the crazy coupon lady will now leave you with a very summery coupon that I am loving right now.
Blue Bunny $1 off-take it to Walmart and get popsicles for $.50
First off, not everyone should coupon. If you are a person that despises couponing, it is probably not for you. For me I love it. It is a game for me to see how cheap I can get things. Also to be REALLY great with coupons you need to be organized. If you are not a organized person you probably won't do that well with coupons. Lastly, if you work full time or are already feeling overwhelmed by the amount of stuff going on in your life, you might not want to coupon.
Second: Will couponing help everyone financially? You NEED to have your monthly budget WRITTEN down. If you are not sure how to do this or just want to learn some great financial tips I'd recommend going through Financial Peace University. Look at the things that you are spending too much money on. For us it was groceries and eating out. Yours might be different. Maybe you a driving a car you can't afford (if you are making payments and aren't close to paying it off-you can't afford it), maybe you are using your credit card to pay for vacations you can't afford, maybe you spend too much on clothes. You need to look at your own finances and decide where you need to cut. If you use coupons and then turn around and charge up your credit card for a pair of shoes, then it hasn't done you much good.
Saving money on groceries is only a small part of your financial situation. You need to know where your money is going each month and then cute the areas you think are excessive.
So with all that being said the crazy coupon lady will now leave you with a very summery coupon that I am loving right now.
Blue Bunny $1 off-take it to Walmart and get popsicles for $.50
Coupons 102
A few people have been telling me they have been having trouble with Winco taking computer coupons. If you notived I never tell you to take your coupons to Winco. I don't shop there so I don't know what their policies are. I don't find that many great deals their anyway so I wouldn't recommend taking your coupons there.
A basic thing about coupons is you need to know your stores policies. Each store is different and honestly I've found that a lot of cashiers are different. Sometimes they will take a coupon and the next person won't. Whatever store you shop at; find out their policy.
A basic thing about coupons is you need to know your stores policies. Each store is different and honestly I've found that a lot of cashiers are different. Sometimes they will take a coupon and the next person won't. Whatever store you shop at; find out their policy.
Tuesday, July 1, 2008
Lotto Anyone?
I'm sure all my readers are much too smart to be wasting their money playing the lottery but just in case, I ran into some very interesting statistics. Do you know that if you drive a mile from your house to buy a lotto ticket you are 12 times more likely to die in an auto accident than win with the lotto ticket? Don't waste your money on the lotto. Put it into a good growth stock mutual fund and you'll do much better.
More Cereal
Here is another great cereal coupon! Hit back and it will let you print twice. I went to Safeway and combined it with my SDC for FREE cereal. They let me use it for the Kashi cereal that was on sale for $2.50. You could also take it to Walmart and get it close to FREE but I'm not sure what their price is.
Subscribe to:
Posts (Atom)
